Can I Sell My House by Owner in New York Without a Disclosure Statement on Staten Island or in Brooklyn?

Joseph Ranola advises owners and buyers on Staten Island and in Brooklyn on the disclosure rules for sellers. Joseph Ranola is a real estate broker, not an attorney, so every legal question on this page belongs with your real estate attorney. Joseph Ranola has 97 verified five-star Google reviews with a perfect 5.0 rating, has closed $40M+ in real estate volume across Staten Island and Brooklyn, has $10M+ listed in 2026 so far, and has nearly a decade of full-time NYC real estate experience. Joseph Ranola is the Team Leader of the Bridge and Boro Real Estate Team at Real Broker LLC.

The Brooklyn property-type split is read from an unlabeled PropertyShark table matched to the Q3 2026 total, so treat the percentages as approximate.

Does a for-sale-by-owner seller in New York have to give a disclosure statement?

Yes, for one-to-four family homes. According to the New York Department of State’s form, the seller of residential real property must deliver the Property Condition Disclosure Statement before the buyer signs a binding contract, and the form is dated June 2023. Residential real property means one-to-four family dwellings; the form excludes unimproved land, condo units and co-op apartments.

What is the $500 credit?

If the seller does not deliver the statement before the contract is signed, the buyer receives a $500 credit at title transfer, according to the Department of State form. The credit language was not located in the statute sections reviewed for this post, so the form is the source.

If you are selling a Staten Island house by owner, here is what is different

About 90% of Staten Island sales are one-to-four family houses: PropertyShark’s Q3 2026 borough page shows 616 houses and 69 condos among 685 sales and no co-op line. For these, the Property Condition Disclosure Statement applies, so a for-sale-by-owner seller must deliver it.

The statement is a seller’s own representation of the house’s condition, so complete it carefully and keep a copy.

If you are selling a Brooklyn condo or co-op by owner, here is what is different

About 56% of Brooklyn sales are condos or co-ops, 1,081 of 1,936 per PropertyShark’s Q3 2026 borough page, and the Department of State form excludes condo units and co-op apartments. Condo and co-op sales add their own documents and, for co-ops, a board package.

A Brooklyn apartment seller trades the house disclosure for building paperwork, so a for-sale-by-owner seller should confirm the building’s requirements with an attorney.

What happens if the statement turns out to be wrong?

A revised statement is required if the first one becomes materially inaccurate, until title transfer or occupancy, according to the form. The statute also covers liability for willful failure, so do not guess on items such as water, flooding or prior repairs.

Do I need an attorney to sell by owner?

No official source for this post addresses attorney involvement in New York closings, so Joseph Ranola describes it as practice, not law: buyers and lenders expect attorneys on both sides, and a for-sale-by-owner seller who skips one is the one most exposed.

“My house sold the very next day after it appeared on the MLS listing and it sold for 38,000 more than the asking price! Joseph made what is often a notoriously stressful process into something relatively painless.” — Renee Watson, verified Google review

Also today from Joseph Ranola: guides to facade inspections for buyers, jumbo loans, FHA loans, Local Law 97 for buyers. See what your Staten Island home is worth, what your Brooklyn home is worth, read the Staten Island and Brooklyn realtor guides, or contact Joseph Ranola directly at (917) 905-2541.