How Much Does It Actually Cost to Sell a House on Staten Island in 2026?

Joseph Ranola breaks down exactly how much it costs to sell a house on Staten Island in 2026 – line by line, with current rates, with no surprise fees at the closing table. The total typically lands between 7% and 9% of the sale price when you add up commission, transfer taxes, attorney fees, payoff costs, and any seller concessions. For a $750,000 Staten Island home, that is roughly $52,500 to $67,500 off the gross sale price before the seller sees a check.

What does a Staten Island seller actually pay at closing in 2026?

Here is the full line item list for a Staten Island seller in 2026:

• Broker commission: negotiable, typically 4% to 6% total split between listing and buyer agents. Post-NAR-settlement, the buyer agent compensation is now a separate negotiated line.
• NYC Real Property Transfer Tax (RPTT): 1% under $500,000, 1.425% at $500,000 and above.
• NY State Transfer Tax: $4 per $1,000 of price (0.4%).
• Attorney fee: $1,500 to $3,500 for a standard Staten Island residential sale.
• Mortgage payoff and per-diem interest: remaining loan balance plus daily interest through closing day.
• Property tax credit: seller credits buyer for the unpaid portion of the current tax cycle.
• Title curative costs: $300 to $1,500 if there are old liens, surveys, or estate issues to clear.
• Possible seller concessions: buyer may negotiate $5,000 to $15,000 toward closing costs or rate buy-down.

How much will I net selling a $750,000 Staten Island home?

The fresh fast calc on a $750,000 Staten Island single-family in 2026, with 5% total commission and a $200,000 remaining mortgage:

• Sale price: $750,000
• Commission (5%): -$37,500
• NYC RPTT (1.425%): -$10,688
• NY State transfer tax (0.4%): -$3,000
• Attorney fees: -$2,500
• Mortgage payoff: -$200,000
• Misc (title, recording, courier): -$1,000
• Estimated seller net: ~$495,312 before any concessions or property tax credits.

Joseph runs this number for every seller before the listing agreement is signed. No surprises at the table. Try the seller net sheet calculator with your numbers.

Does the seller pay the NYC mansion tax on Staten Island?

No – the mansion tax is paid by the buyer. It kicks in at $1M (1%) and steps up at $2M, $3M, $5M, $10M, $15M, $20M, and $25M. For most Staten Island sales the mansion tax does not apply because most Staten Island homes trade under $1M, but it absolutely matters for Todt Hill, Grymes Hill, and waterfront Tottenville properties. Sellers should know this because buyers will factor it into their offer.

What can a Staten Island seller do to reduce closing costs?

Three real levers: negotiate the commission split intentionally rather than accepting the first number quoted, choose an attorney with a flat fee rather than hourly billing, and price the home correctly the first time so there is no need to offer concessions to keep a buyer at the table. Joseph’s pricing strategy aims to put the home under contract in the first 21 days because every additional day on market increases the probability of a concession demand.

How do I get an accurate net sheet for my Staten Island home?

Text or call Joseph at (917) 905-2541. Joseph will pull current comps for your block, build a line-by-line net sheet using actual 2026 rates, and walk through three pricing scenarios with you. Also see the companion post: How much does it actually cost to sell a house in Brooklyn in 2026?

Related: Who is the best realtor on Staten Island? – Seller net sheet calculator – Closing cost calculator