How a Property Survey Impacts Your Closing in NYC

A property survey is one of the most underrated but influential documents in a real-estate closing. In Staten Island and Brooklyn, where lot lines are tight and older homes have been extended for decades, the survey often dictates whether a deal moves forward smoothly or hits a legal roadblock.

Here’s what buyers need to understand.

2

What a Survey Reveals

A standard land survey shows:

  • Lot boundaries and dimensions

  • Home footprint and extensions

  • Fences, sheds and accessory structures

  • Encroachments from neighbors

  • Easements, right-of-ways and shared driveways

  • Setbacks and zoning-related measurements

Any mismatch between what is on the survey and what exists on site can slow or stop your closing.

3

How Surveys Impact Closing

  • Encroachments delay title clearance. If a neighbor’s fence or addition crosses your lot line, attorneys must negotiate an agreement or correction.

  • Setback violations can jeopardize financing. Banks may not lend if the structure violates zoning rules.

  • Updated surveys may be required. If the seller’s survey is too old or inaccurate, a new one may be ordered, delaying closing.

  • Shared driveways must match recorded easements. If not, lenders and attorneys may halt the process.

4

What Buyers Should Do

  • Review the survey early in attorney review.

  • Compare it to the physical property - entrances, fences, additions.

  • Ask whether any encroachments have prior agreements.

  • Anticipate delays if a correction, updated survey or title clarification is required.

In the 103xx and 11209 / 11214 / 11228 markets, surveys are often the silent deciding factor behind whether a closing stays on time. Knowing how to read one gives you a real advantage.

Joseph Ranola | Five-Star Staten Island & South Brooklyn Realtor® (30 + Google reviews)
Associate Broker · Matias Real Estate | Founder · Bridge & Boro Team
Serving 103xx and 11209 / 11214 / 11228 | $25 M + closed volume
📞 917-716-1496 | ranolarealestate.com

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