How Mortgage Rate Buydowns Work for Buyers in NYC
A rate buydown is one of the most powerful affordability tools in today’s market. Buyers, sellers or builders can pay upfront points to temporarily or…
Author: Joseph Ranola
Boro Breakdown: Staten Island Real Estate Market This Week
This week closed out with 32 single family sales across Staten Island. It’s a lighter count, but not unusual for this part of the cycle.…
Understanding NYC’s 800 Square Foot ADU Rule Under City of Yes
One of the most important parts of the City of Yes ADU proposal is the size limit for new accessory units. The framework uses an…
How to Tell If Your Home’s Insulation Is Failing in Staten Island and Brooklyn
Insulation is one of the least visible but most important parts of a home’s comfort and efficiency. When insulation fails, energy bills rise, rooms become…
Rules for Converting Garages Into ADUs Under City of Yes
One of the most significant ADU opportunities in the City of Yes plan is garage conversions. Many Staten Island and Brooklyn homes have detached or…
Early Signs of a Sewer Line Problem in Staten Island and Brooklyn Homes
A failing sewer line is one of the most expensive plumbing issues a homeowner can face. In older Staten Island and South Brooklyn neighborhoods, clay,…
Seller Advantage: Staten Island 90-Day Market Check
The last 90 days continue to show a steady Staten Island market. No fireworks, no collapse, just a predictable environment where buyers who are serious…
What Clear to Close Really Means in a NYC Real Estate Deal
Buyers hear the phrase “Clear to Close” and assume they are finished. In reality, this stage means the lender has approved the loan and all…
Downsizing Without Regret: How Sellers Can Let Go Confidently
Downsizing can feel like a much-needed fresh start, but moving into a smaller home also comes with challenges. Letting go of your belongings and adjusting…
How Mortgage Recasts Work for NYC Homeowners
A mortgage recast is one of the least understood financial tools available to homeowners. Unlike refinancing, a recast keeps your original loan, rate and terms.…