What You Need to Know About How Mortgage Recasts Work for NYC Homeowners
A mortgage recast is one of the least understood financial tools available to homeowners. Unlike refinancing, a recast keeps your original loan, rate and terms.…
Author: Joseph Ranola
What’s the Truth About My Black Friday Gift to You? the Biggest Housing Myths Debunked (with Real Data)
You would not believe how good it feels to take a scary headline about the housing market and present the actual data that makes buyers…
What You Need to Know About How NYC Real Property Transfer Tax (RPTT) Works for Buyers and Sellers
Every NYC home sale includes a city transfer tax known as the Real Property Transfer Tax, or RPTT. Whether you’re buying or selling in Staten…
What You Need to Know About What Counts as an Eligible Lot for an ADU Under City of Yes
The City of Yes for Housing Opportunity initiative is opening doors for Accessory Dwelling Units but not every lot automatically qualifies. For Staten Island and…
How Do I Identify a Failing Subfloor in Staten Island and Brooklyn Homes?
A failing subfloor is one of the most expensive “hidden problems” inside older Staten Island and South Brooklyn homes. The subfloor sits between your finished…
How Do I Identify a Failing Chimney in Staten Island and Brooklyn?
A chimney is one of the most exposed parts of a home. In Staten Island and South Brooklyn, decades of freeze and moisture cycles make…
What You Need to Know About What Counts as a Small Home Eligible for ADUs Under City of Yes
City of Yes for Housing Opportunity aims to expand Accessory Dwelling Units across the city, but a key part of the proposal focuses on small…
How Do I Tell If Your HVAC System Is Undersized in Staten Island and Brooklyn?
An HVAC system that’s too small for the home will cost you comfort and money. In Staten Island and South Brooklyn, where homes often have…
What’s How a Property Survey Impacts Your Closing Like in NYC?
A property survey is one of the most underrated but influential documents in a real-estate closing. In Staten Island and Brooklyn, where lot lines are…
What You Need to Know About How Parking Requirements Are Changing Under NYC’s City of Yes Initiative
Under the city’s City of Yes for Housing Opportunity zoning reform, parking requirements for new residential development including ADUs are being significantly scaled back. For…